Introduction: Why This Moist Banana Bread With Sour Cream Is Worth Making
You probably don’t need another banana bread recipe. But if your last loaf was too dry, too dense, or tasted like baked mush, then yes, you actually do.

This Moist Banana Bread With Sour Cream is the one that finally hits the balance, fluffy texture, deep banana flavor, and a moist crumb that holds together beautifully. The sour cream isn’t just a background player. It transforms the bread into something soft, tender, and just rich enough without feeling heavy.
I tested this version more times than I want to admit, each time adjusting sugar levels, banana quantity, and flour types. What came out of it is a reliable, family-favorite recipe that even banana bread skeptics will eat warm, slice after slice.
If you’ve got ripe bananas and about an hour, this is the only banana bread recipe you’ll need.
Table of Contents
Ingredients for Banana Bread With Sour Cream
Here’s everything you need to make a rich, soft loaf of Banana Bread With Sour Cream. The balance of brown sugar, ripe bananas, and sour cream gives this bread its signature texture and taste.
Wet Ingredients
- 1/2 cup unsalted butter, softened
- 1/2 cup packed brown sugar
- 1/2 cup granulated sugar
- 2 large eggs
- 2 teaspoons vanilla extract
- 1 cup mashed ripe banana (about 2 to 3 medium bananas)
- 1/2 cup sour cream
Dry Ingredients
- 1 cup all-purpose flour
- 1/2 cup old-fashioned oats, blended into oat flour
- 1 teaspoon baking soda
- 1 and 1/2 teaspoons baking powder
- 3/4 teaspoon kosher salt
- Optional: 1/4 teaspoon cinnamon, 1/8 teaspoon nutmeg, 1/8 teaspoon ground cloves
Optional Add-Ins
- 1/2 to 3/4 cup chopped walnuts or pecans
- Chocolate chips, coconut flakes, or dried fruit
Note: You can swap the oat flour for more all-purpose flour if needed. This version also works well with blended oats for a subtle nutty flavor.
How To Make Banana Bread With Sour Cream (Step-by-Step)
Making this banana bread is quick and straightforward. You do not need special equipment, just a few bowls and about an hour. Here is how to get it right from the start.
1. Preheat the Oven
Set your oven to 350°F. Line a 9×5 inch loaf pan with parchment paper or grease it well.
2. Toast the Nuts (Optional)
Spread chopped nuts on a baking sheet and toast for 5 to 7 minutes. Let them cool before folding into the batter.
3. Cream the Butter and Sugars
In a large bowl, beat softened butter with brown and white sugar until smooth and fluffy.
4. Add Eggs and Vanilla
Beat in the eggs one at a time. Stir in vanilla extract.
5. Mix in Mashed Bananas
Use a fork or potato masher to mash the bananas until smooth. Stir them into the wet mixture.
6. Add Dry Ingredients
In a separate bowl, whisk flour, blended oats, baking soda, baking powder, and salt. Stir the dry mix into the wet ingredients gently.
7. Fold in Sour Cream
This is the secret step. Fold in the sour cream until fully combined. Do not overmix.
8. Add Optional Spices and Nuts
If using cinnamon, cloves, or nutmeg, stir them in now. Fold in nuts or other mix-ins.
9. Pour and Smooth the Batter
Transfer the batter into the prepared loaf pan and smooth the top.
10. Bake
Bake for 55 to 65 minutes. Check doneness with a toothpick inserted in the center. It should come out clean or with a few moist crumbs.

Let cool for at least 20 minutes before slicing.
Why Sour Cream Makes the Best Sour Cream Banana Bread
Sour cream might seem like a small addition, but it is the real game-changer. It brings moisture and richness without making the loaf heavy or greasy. This is what separates a forgettable loaf from the best sour cream banana bread.
The fat in sour cream softens the texture while the acidity reacts with the baking soda, giving your bread a lighter crumb. This creates a soft interior that is easy to slice and tender to bite into.
You could use yogurt or buttermilk instead, but sour cream brings a creamier finish and better structure. If you like banana bread that stays moist for days, this ingredient does most of the work.
Try it once and you will notice the difference. The bread comes out tasting bakery-quality, with no extra effort.
1 Cup vs 2 Cups of Banana: What Makes Super Moist Banana Bread
The amount of banana you use can completely change the texture of your loaf. After testing several versions, one thing became clear. More banana does not always mean better banana bread.
With 1 cup of mashed banana, you get a light and fluffy texture. The bread holds its shape, slices cleanly, and tastes balanced. It is still moist, but not overly dense.
Using 2 cups creates a very moist loaf, but also a heavy and gummy one. The bottom often ends up wet, and the bread struggles to rise evenly. It might look shinier on top, but the texture feels more like pudding than bread.
If you want the kind of banana bread you can slice, toast, and spread with butter, stick with 1 cup. That is the key to achieving super moist banana bread without losing structure.
Add-Ins and Variations for the Best Banana Bread With Sour Cream
This base recipe is solid on its own, but it also adapts well to creative twists. Whether you like extra crunch, bursts of sweetness, or a flavor upgrade, here are some great options to try.
Popular Add-Ins
- Chopped walnuts or pecans
- Semi-sweet or dark chocolate chips
- Sweetened coconut flakes
- Raisins or dried cranberries
- White chocolate or butterscotch chips
Flavor Variations
- Add 1 tablespoon of peanut butter for a richer taste
- Stir in orange zest for a citrusy twist
- Mix in a pinch of cardamom for a subtle spice
- Swap out 1/4 cup flour for cocoa powder to make a chocolate version
- Fold in 1/2 cup shredded zucchini for extra moisture and nutrients
You can combine a few of these if you want, but keep total add-ins under 1 cup to avoid changing the texture. This recipe gives you a dependable base to build your own version of the best banana bread with sour cream.
Looking for a healthy grab-and-go option with the same comforting flavor? Try these soft and chewy Banana Oatmeal Bars.
Pro Tips for Baking Moist Banana Bread With Sour Cream
Even simple recipes can go wrong without a few smart moves. Here are the tips that help your loaf turn out moist, tender, and evenly baked every time.
Use Very Ripe Bananas
Look for bananas with deep brown spots. They should be soft and sweet but not mushy or fully black. The flavor and moisture are best at this stage.
Measure Flour Correctly
Spoon flour into the measuring cup and level it off. Too much flour makes the bread dry and crumbly.
Mix Gently
Overmixing can create a tough texture. Stir just until the flour disappears. The batter should be thick but smooth.
Watch the Pan Size
Use a true 9×5 inch pan. Smaller pans can cause overflow or underbaking. Check yours with a ruler before starting.
Test for Doneness
Insert a toothpick deep in the center. It should come out clean or with moist crumbs. If it looks wet, bake for five more minutes and test again.
Cool Before Slicing
Let the bread rest for at least 20 minutes. This keeps it from falling apart and helps the flavor settle.
With these tips, your moist banana bread with sour cream will bake up evenly and stay fresh longer.
Substitutions and Dietary Variations for Banana Bread With Oil And Sour Cream
This recipe is flexible enough to handle ingredient swaps while still giving you a moist and flavorful result. Here are some reliable alternatives to fit your dietary needs or pantry limits.

Oil Instead of Butter
If you prefer using oil, substitute the butter with 1/2 cup of a neutral oil like canola or vegetable. The texture will be slightly softer, and the banana flavor may come through more clearly.
Yogurt or Buttermilk in Place of Sour Cream
Greek yogurt or buttermilk can replace sour cream in equal amounts. Yogurt adds tang and a bit more protein. Buttermilk keeps the loaf tender but may make the batter slightly thinner.
Gluten-Free Option
Use a 1-to-1 gluten-free flour blend in place of the all-purpose flour. Make sure your oats are certified gluten-free.
Egg-Free Version
Replace each egg with one tablespoon of ground flaxseed mixed with three tablespoons of water. Let it sit for five minutes before adding.
Vegan Adjustments
Use oil instead of butter, plant-based yogurt instead of sour cream, and flax eggs in place of regular eggs. The result will still be rich and moist.
Each change brings a slight shift in flavor or texture, but the core of the recipe remains solid. You can still enjoy banana bread with oil and sour cream or any other combo that suits your diet.
FAQ – Making, Storing, and Serving Sour Cream Banana Bread
Can I freeze sour cream banana bread?
Yes. Once the loaf is fully cooled, wrap it tightly in plastic or foil and place it in a freezer bag. It can stay fresh for up to three months. Thaw at room temperature before slicing.
Can I use frozen bananas?
Definitely. Let them thaw completely, then mash and include all the liquid they release. This moisture adds to the rich texture.
Can I turn this into a banana cake recipe?
Yes. Pour the batter into a greased 8-inch square pan and reduce baking time to about 35 to 40 minutes. Top with cream cheese frosting for a simple banana cake.
Why did my banana bread sink in the middle?
This often happens when the batter is too wet or underbaked. Always measure ingredients carefully and use the toothpick test to check doneness.
How should I store it to keep it moist?
Wrap the loaf tightly in plastic or store in an airtight container at room temperature for up to two days. After that, refrigerate or freeze to preserve freshness.
Can I turn this into muffins?
Prefer individual portions or want something more cupcake-like? These Banana Cream Cheese Muffins are rich, tender, and perfect for brunch.
This set of tips helps you get the most from every loaf of sour cream banana bread, whether you are baking ahead or adjusting the recipe.
Nutrition Information for Moist Banana Bread
Here is the approximate nutrition breakdown for one slice of this moist banana bread, based on a 12-slice loaf. Values may vary slightly depending on your mix-ins or ingredient brands.
- Calories: 257
- Total Fat: 14 grams
- Saturated Fat: 7 grams
- Carbohydrates: 32 grams
- Sugar: 19 grams
- Protein: 3 grams
- Fiber: 1 gram
- Cholesterol: 53 milligrams
- Sodium: 180 milligrams
- Calcium: 81 milligrams
- Iron: 1 milligram
- Potassium: 125 milligrams
This bread is rich in flavor and satisfying, with a balance of fat, sugar, and carbs that makes it perfect for breakfast or an afternoon treat. For a lighter version, you can reduce the sugar slightly or use yogurt in place of sour cream.

Conclusion: Is This the Best Sour Cream Banana Bread You’ve Tried?
By now, you know what sets this banana bread apart. It is soft, flavorful, and easy to make. The sour cream gives it that perfect moist texture that does not dry out after a day. Whether you are a one-cup banana person or tempted to go all in with two, this recipe lets you adjust to your taste.
If you have ripe bananas on the counter, try it for yourself. You might end up making this version more than once. And if you experiment with add-ins or make a swap that works well, feel free to share it.
Got more bananas to use up?
If you love banana bread, these Brown Sugar Banana Pancakes are your next weekend breakfast upgrade.
This could be the best sour cream banana bread you have ever made. Give it a try and let the results speak for themselves.

Moist Banana Bread Recipe With Sour Cream
Equipment
- Loaf Pan
- Mixing bowls
- Hand mixer or stand mixer
- Measuring cups and spoons
- Rubber spatula
- Toothpick
Ingredients
Wet Ingredients
- 1/2 cup unsalted butter softened
- 1/2 cup brown sugar packed
- 1/2 cup granulated sugar
- 2 large eggs
- 2 teaspoons vanilla extract
- 1 cup mashed ripe bananas about 2 to 3 medium bananas
- 1/2 cup sour cream
Dry Ingredients
- 1 cup all-purpose flour
- 1/2 cup old-fashioned oats blended into oat flour
- 1 teaspoon baking soda
- 1.5 teaspoons baking powder
- 3/4 teaspoon kosher salt
- 1/4 teaspoon ground cinnamon optional
- 1/8 teaspoon ground nutmeg optional
- 1/8 teaspoon ground cloves optional
Optional Add-Ins
- 1/2 to 3/4 cup chopped nuts such as walnuts or pecans
Instructions
- Preheat the oven to 350°F. Line or grease a 9×5 inch loaf pan.
- Toast nuts if using. Spread on a baking sheet and bake for 5 to 7 minutes until fragrant.
- In a large bowl, beat butter, brown sugar, and granulated sugar until creamy.
- Add eggs and vanilla. Beat until smooth.
- Stir in mashed bananas.
- In a separate bowl, combine flour, blended oats, baking soda, baking powder, salt, and spices.
- Fold the dry ingredients into the wet mixture gently.
- Stir in sour cream until just combined.
- Fold in nuts or other add-ins if using.
- Pour batter into prepared pan and smooth the top.
- Bake for 55 to 65 minutes. A toothpick should come out clean or with moist crumbs.
- Cool in the pan for 20 minutes before slicing.
Notes
- Calories: 257
- Total Fat: 14 g
- Saturated Fat: 7 g
- Cholesterol: 53 mg
- Sodium: 180 mg
- Potassium: 125 mg
- Total Carbohydrates: 32 g
- Dietary Fiber: 1 g
- Sugars: 19 g
- Protein: 3 g
- Vitamin A: 346 IU
- Vitamin C: 1 mg
- Calcium: 81 mg
- Iron: 1 mg
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